Get started on your project with a home improvement loan from Latitude Financial.
Make Your Current Home Like New Again.
Latitude Financial has the financing you need to make your “perfect home” dream come true. We have different types of renovation and home-improvement loans for all types of projects.
Get Pre-Approved Today
Take the first step to getting the best home loan for you.
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The Home Improvement Loan Process
After you’ve filled out our Apply Now form, we’ll lead you through this four-step process.
1. Review
We will review your application and then contact you to discuss the next steps in the loan process.
2. Pre-Approve
Once pre-approved, we’ll help you select the loan that meets your needs. We will then order an appraisal and send initial loan disclosures.
3. Verify & Approve
You provide us with documentation of the information you submitted in your application. We’ll verify and approve your loan for closing.
4. Close
After signing the closing documents, we’ll coordinate the loan closing and fund your loan. It’s just that simple!
Loans for Renovation
Remodeling construction loans can make your current home like new again.
Latitude Financial remodeling loans can help you turn the home you love into the home of your dreams. If you’re living in an older home that is now too small, needs repairs, remodeling or upgrades, Latitude Financial remodeling loans are a type of refinancing loans that let you roll the costs of the work you do into your new mortgage. This helps make it easier to afford the repairs or upgrades without getting a separate loan, likely at a higher interest rate. You’ll still have just one simple mortgage payment. And in most cases, because you’re refinancing, you could likely end up with a lower interest rate, a shorter term, or possibly even lower monthly payments.
Do Any Home Project
Types of remodeling home loans and what you can do.
Latitude Financial renovation and remodeling loans will let you do almost anything with your home. Some of the loans are designed specifically for smaller projects like ordinary repairs and cosmetic changes. They are very versatile with no minimum loan requirements for the repairs or upgrades you want to make, but are limited to non-structural repairs with maximum loan amounts around $30,000. Your project can include things like:
- Insulating your home for greater energy-efficiency
- Repairing or replacing your roof and gutters
- Refinishing or waterproofing a basement
- Getting new windows, doors or floors
- Redesigning your kitchen or bath
- Landscaping or adding a deck
- Buying new appliances
- And much more
Renovation Loan Benefits
Renovation loans to help you buy, improve, and personalize a new home.
If you’re open to the idea of buying a fixer-upper, our renovation loans can help with that, too. They allow you to combine the purchase price of the home and the cost of repairs or upgrades into a single mortgage. That way, you don’t have to take out second loan after the purchase, likely at a much higher interest rate. And you can start repairs immediately after closing.
You could buy a home in a great location at less than market price or be able afford a larger home than you imagined. And you will live in a home customized to your exact needs and tastes
Another great benefit is these loans cover required repairs to bring a home up to minimum standards, comply with city or community codes, or satisfy appraisal requirements. The types of defects or other conditions that are often discovered during home inspections.
